Paymegate Editorial Team · 17 min
Gateway Payment Guide: How Payment Gateways Work
Understand the gateway payment flow, how gateways differ from processors, what fees and security duties to expect, and how to choose the right setup.
Read moreOne order flow for cards, wallets, and crypto
Accept card & crypto payments with Paymegate.
Create a merchant account, share payment links or use the API, and receive supported crypto payouts to wallets you configure. Provider availability and customer checks depend on the order and selected method.
No merchant document uploadMerchant-configured walletsDashboard + scoped API keys
CheckoutSecure
Amount due
$249.00
Pay with card
Pay with crypto
Pay with paypal
Pay $249.00
1%
Platform fee + provider
~2 min
Typical settlement
0
Chargebacks
24/7
Links & checkout
Accept the payment methods your customers already use
Live activity
Cards and wallets in, crypto out
Every order follows the same path: the customer pays by card, wallet or crypto, the provider verifies it, and a supported crypto payout settles to the wallet you configured — usually in about two minutes.
Sample activity shown for illustration.
Stripe → USDC$84.25settled 5s ago- PayPal → USDC$176.40settled 11s ago
Coinbase → USDC$312.75settled 19s ago
Binance → USDC$58.90settled 27s ago
CheckoutSecure
Amount due
$89.00
Pay with card
Pay with crypto
Pay with paypal
Pay $89.00
About usLearn more about us
Crypto payments, made even better
Traditional processors weren't built for high-risk merchants — the approvals, reserves and chargebacks all work against you. Paymegate flips that: instant settlement, funds you actually control, and a checkout your customers already know how to use.
One
Card + crypto checkout
Your
Configured payout wallets
Scoped
Merchant API keys
Our product
Make your transactions quick and easy
A single flow that automates payouts, protects privacy, and keeps your books clean.
CheckoutSecure
Amount due
$349.00
Pay with card
Pay with crypto
Pay with paypal
Pay $349.00
Automated crypto payouts
The moment an order is verified, funds settle to the wallet you control — no manual withdrawals and no rolling reserves.
A fresh wallet per order
Every checkout is assigned a temporary receiving address, so payments stay private and reconciliation is unambiguous.
Real-time order tracking
Watch each payment move from created to paid, with a live status check against the provider whenever you need it.
Cards and crypto in one flow
Offer Visa, Apple Pay, PayPal and bank transfers alongside Bitcoin, Ethereum and stablecoins — you still get paid in crypto.
Track payouts in real time
Every order's status, from created to settled, updates live in your dashboard.
Automatic reconciliation
A unique address per order maps each payment to its order with no guesswork.
Instant wallet settlement
Verified funds land in the self-custodial wallet you control within minutes.
Key features
More features The complete gateway for cards & crypto
Cards & wallets
Visa, Mastercard, Amex, Apple Pay, Google Pay, PayPal, Revolut, SEPA and local bank transfers.
Crypto payments
Bitcoin, Ethereum, USDC, USDT, Solana and more — with a unique address and QR per order.
Automated settlement
Supported settlement is initiated to your configured wallet after provider or blockchain confirmation.
Clear payment finality
Direct on-chain transfers are generally irreversible after confirmation; provider-funded methods follow provider-specific dispute rules.
Context-aware availability
Methods are filtered by provider status, country, currency, amount, merchant configuration, and eligibility.
Merchant-configured wallets
Configure compatible destinations for EVM, Bitcoin, Solana, TRON, and other supported network families.
Simple process
Getting paid, made simple
From order creation to confirmed payment and supported wallet settlement.
Step-01
Create your account
Add your business name and supported payout wallets. Merchant signup does not request identity or business-document uploads.
Sign up hereStep-02
Connect your store
Drop in the plugin or generate a payment link. Works with your existing checkout in minutes.
See howStep-03
Track confirmation
Paymegate tracks provider or blockchain confirmation and initiates supported settlement. Timing varies by method and network.
Open dashboardPricing plan
Compare plans Simple, transparent fees
Card Gateway
1%+ provider fee
- Visa, Mastercard, Amex, Maestro
- Apple Pay & Google Pay
- PayPal, Revolut, SEPA
- Instant USDC payouts
- $1 minimum order
- Provider-specific dispute handling
Most popular
Crypto Gateway
1%+ network fee
- BTC, ETH, USDC, USDT, SOL & more
- Unique address + QR per order
- Automatic on-chain forwarding
- Mass payouts (up to 19 splits)
- Cross-chain payments
- Self-hosted checkout
Minimum order amounts range from $1 to $30 depending on the selected payment provider. Provider and network fees are set by the underlying providers, not by Paymegate.
Developers
Built for developers, ready to scale
Generate a payment link with one request, or wire the full order flow into your stack. Point webhooks at your endpoint and reconcile from the dashboard or API.
- Unlimited website integrations per account
- REST API with reference docs
- Plugins for WooCommerce and more
- Webhook callbacks when a payment settles
- Scoped API keys, with live and test modes
POST /v1/orders
const res = await fetch("https://api.paymegate.com/v1/orders", {
method: "POST",
headers: {
"X-API-Key": "sk_live_…",
"Content-Type": "application/json",
},
body: JSON.stringify({
amount: 100.50,
currency: "USD",
paymentMethodsKeys: ["*"],
customer: { email: "[email protected]", fullName: "Jordan Ellis" },
description: "Order #1024",
}),
});
const { checkoutUrl } = await res.json();FAQ
Frequently asked questions
Everything you need to know about accepting cards and crypto with Paymegate. Still stuck? Our team is a message away.
Contact usWhat is Paymegate?
Paymegate is payment orchestration software for creating orders, offering eligible card and crypto methods, tracking confirmation, and settling supported crypto to merchant-configured wallets.
Does Paymegate require merchant KYC or KYB documents?
Paymegate merchant signup does not request identity or business-document uploads.
How fast do I get paid?
Settlement is initiated after the provider or blockchain confirms payment. Actual timing depends on the selected provider, customer steps, asset, and network conditions.
What are the fees?
A low platform fee starting at 1% plus the provider's fee, with a $1 minimum order. Higher volumes move to lower tiers.
Can customers pay with a credit card?
Yes. Cards, Apple Pay, Google Pay, PayPal, Revolut and bank transfers all work — and you still receive crypto.
Who holds my funds?
You do. Payouts go to a self-custodial EVM wallet only you control. Paymegate never custodies your money.
From the blog
View all Guides & articles for getting paid
Paymegate Editorial Team · 10 min
B2B Stablecoin Payments: A Guide for Finance Teams
Understand how corporate stablecoin settlement works for invoices, suppliers, treasury controls, reconciliation, and cross-border payments.
Read morePaymegate Editorial Team · 10 min
How to Use Stablecoins for Business Payments
A practical workflow for choosing a stablecoin and network, controlling wallets, confirming payment, and reconciling the complete transaction.
Read moreYour digital wallet just got even better
Create your merchant account and generate your first payment link in minutes. Paymegate signup does not request merchant identity or business-document uploads; provider checks may apply.